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Frequently Asked Questions

Please reach us at info@kristopherfinancial.com if you cannot find an answer to your question.

Once we receive your signed credit application, we can have idea as to  what our options are within an hour or so. We can have answers for you in 24 hours or less! 


We finance a wide variety of commercial equipment. If it can make your business money, chances are we can get it financed for you!  


The industry standard is typically 20%, however depending upon credit, type of equpment, and time in business, we have options with as low as zero down. 


 We pull Experian, and that is the most common. There are a few lenders  that work exclusively with TransUnion. Equifax is not very common on the  commercial side. 


Proof of residency & Clear Copy of ID. We  may also request clear copy Social Security Card, Bank  Statements, and Tax Returns.


Kristopher Financial is fully insured and works directly with Docusign and  Experian, Transunion and Equifax to provide the most secure service. We do not send out your  personal information without prior consent. 


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